If you wish to apply for and use an igovt verified identity or an NZ Post verified address, you will also need to agree to separate terms as part of their application processes. These separate terms will be displayed to you during those application processes. You can also find them on this websiteif you wish to view them in advance.
- use of the RealMe service
- our commitments to you
- your commitments to us
- recommended practices
- effect of you using your login
- protective action
- unlawful access or use
- miscellaneous provisions
Use of the RealMe service
Any individual may obtain a login to use the RealMe login service. Whether you can use your login with any particular service provider depends on whether that service provider has integrated with the RealMe service and permitted you to access its services.
You may only use the RealMe login service with your own login and you must not share your login with others.
Our commitments to you
We will use all reasonable care and skill
We will use all reasonable care and skill to:
- provide the RealMe service;
- keep user information secure from unauthorised access;
- ensure that our services are reasonably fit for the purposes described on this website; and
- ensure that any information on this website is up-to-date and correct.
While we accept that we might be liable for some direct loss or damage you incur through our not exercising the reasonable care and skill referred to above, subject to any terms imposed by law which cannot be excluded, we will not be liable on any basis (including negligence) for any indirect or consequential loss or for any loss of profit, opportunity, income or savings you incur in connection with your use of the RealMe service.
We will help you
We will help you in your use of the RealMe service. We provide a RealMe Help Desk and online tools to do so. Sometimes a participating service provider will operate a help desk providing RealMe login support for its own customers.
RealMe Help Desk personnel may access your RealMe login information in order to help you. They may also ask you for your username and the answers to your security questions to help you. If RealMe services personnel are not provided with such information, they may not be able to help you. Please note, however, that RealMe Help Desk personnel will never ask you for your password or PIN and you should not give that information to them. RealMe Help Desk personnel will never ask you about your RealMe verified account information such as your name, date of birth and verified address.
Your commitments to us
The purpose of your commitments to us, set out below, is to protect the integrity and security of the RealMe service, users of the RealMe service and other people. Please appreciate that, if you do not honour your commitments, third parties may be able to undertake actions apparently on your behalf that may cause loss to you or other people and for which those other people may try to hold you responsible.
Use of logins
Your login is a valuable and confidential item that authenticates your online identity to participating service providers. You must, therefore, take good care of your login or PIN you may have created, as well as the security questions you choose when creating a login, and keep them secure.
You agree that you will:
- not knowingly or recklessly use or attempt to use any RealMe service, login, hardware device or one-time RealMe code for a purpose for which it was not intended, including any unlawful purpose; and
- notify the RealMe Help Desk immediately if you know or have reason to believe that there has been or is about to be fraudulent or other unlawful use of any of your RealMe login, hardware device or code.
Protecting logins, security questions and PIN
You must immediately change your password, security questions, or PIN and notify the RealMe Help Desk if:
- you believe that the security of your password, security questions which you answered, or PIN you created have been compromised; or
- you become aware of any unauthorised use of your username or password.
Where we provide you with a hardware device (such as a token) for the purposes of generating one-time RealMe codes to be used as part of your login:
- the device remains DIA’s property;
- you must take reasonable care of the device and keep it secure from access by anyone else;
- you must not let any other person use your device; and
- if you lose or damage the device, or it is stolen, you must immediately notify the RealMe Help Desk.
Where you provide your own hardware device (such as a mobile phone) for the purposes of receiving or generating RealMe codes to be used as part of your login:
- you must keep any current RealMe codes sent to the hardware device secure from access by anyone else;
- you must not let any other person use your device for the purpose of receiving RealMe codes; and
- if you lose or damage your device, or it is stolen, you must immediately notify the RealMe Help Desk so that we can deregister or disable the hardware device from the RealMe login service.
- not use an email address that is shared with other people (as it is to this email address that your username, temporary password or other information will be sent when you request support for your login, for example when you forget your username or password);
- choose a password or PIN that is a secret known only to you which cannot be easily guessed by anyone else;
- not disclose your password to anyone, including RealMe services personnel (please note that RealMe services personnel will never ask you for your password or PIN);
- keep your password and PIN safe from being discovered by others if you write your password or PIN down or store them electronically (unencrypted files on a computer or notes on your monitor are not safe options);
- take care when answering your security questions to ensure you can remember the answers at a later date;
- not tell anyone your answers to the security questions, other than RealMe services personnel when they require those answers to help you;
- not allow anyone to see your password, any of your answers to the security questions, or PIN or have the opportunity to see them or record them;
- not jailbreak or root your mobile phone as this can enable disclosure of otherwise secure information;
- not use an app other than Google Authenticator to generate RealMe codes as they have not been tested for compatibility or security; and
- keep your RealMe contact details up to date.
You can learn more about online security issues by consulting the NetSafe website.
Effect of your using your login
- the authenticity of your username and password and where applicable any RealMe code;
- your consent to share your igovt verified identity or your NZ Post verified address to access the participating service provider's online service via the RealMe service; and
- the authenticity of your username to give the RealMe Help Desk instructions on your behalf.
Where the correct username and password have been entered, we and the RealMe service may act on any instructions given without further enquiry.
For the protection of users, other people, the RealMe service, the igovt identity verification service or the NZ Post address verification service, we may suspend or disable your login with or without notice to you if we consider that:
- suspending or disabling your login is necessary to maintain the integrity or security of this website or any RealMe, DIA, NZ Post or other service provider's service or any person; or
- the login is being misused or has otherwise been compromised; or
Where appropriate, we will notify you of any suspension or disabling of your login as soon as practicable after doing so.
Unlawful access or use
If you knowingly access or use or attempt to access or use any RealMe or related DIA or NZ Post service for an unlawful purpose (including but not limited to fraud or attempted fraud or hacking or attempted hacking), you agree that you will be liable to pay any party (or DIA or NZ Post on its behalf) the amount of the loss caused directly or indirectly to that party by your unlawful actions (any such third party loss being deemed to be our loss). For the avoidance of doubt, this clause is not intended to confer benefits enforceable by third parties under the Contracts (Privity) Act 1982. You may also be liable to prosecution for criminal offences.
We will then promptly contact you and will endeavour to resolve the dispute with you. If, following such escalation, the dispute is still not resolved to your satisfaction you may take such legal action as you consider appropriate, such as making a complaint to the Ombudsmen or commencing legal proceedings.
Invalidity or unenforceability
- each term shall be valid and enforceable to the extent permitted by law; and
- the invalid or unenforceable term will be deemed to be amended to reflect, as nearly as possible, the original intention (as determined from this website).
Protection of Personal and Property Rights Act 1988
Minors' Contracts Act 1969